Best Credit Repair
What is the best way to Repair Credit after bankruptcy?
My bankruptcy was discharged in 2004 and I did not apply for a card credit, until very recently (Secured Capital One MasterCard.) I have plans to buy a house in the near future, what are good ways to Build Credit fast seriously! Also I have to invest $ 5,000 in savings, GIC, etc.
You have the answer to a guaranteed Visa/Mastercard- Use no more than 30% its limit, no late payments pay more than minimum wage, but pay month. After six months, usually increase your limit. Where the payment of rent, pay check, the mortgage company will need proof of rental period for 24 months. The receipt of the hand does not work (anyone can write your own reception.) In addition, the FHA allows you to use non-traditional credit such as utility bill, cable bill, etc. If you do not have enough credit. Make sure you have at least a year ago (with everything in your name.) Set a savings of $ 5,000.00 now and keep it there. You will need 3.5% less than the FHA. No rating bad credit granted, after bankruptcy, so be sure to do so. Good luck! You will need a 620 Credit Score most likely.
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